Subledger — Terms of Use

Last updated: 1 May 2026

Operator: Asetral, an online software studio operating this app remotely (the “Operator”, “we”, “us”, or “our”).

Contact email: contact@asetral.com

This page mirrors the in-app Privacy Policy and Terms of Use. Asetral is responsible for Subledger.

1. Agreement

These Terms of Use (“Terms”) govern your access to and use of the Subledger application and related services offered by Asetral, an online software studio operating this app remotely (the “Operator”, “we”, “us”, or “our”). By downloading, installing, or using the app, you agree to these Terms. If you do not agree, do not use the app. App store platforms may impose additional rules; where mandatory law requires, those platform terms also apply to distribution.

2. The service (what the app is—and is not)

The app helps you understand and plan recurring and related personal spending, including by tracking information you provide about subscriptions, bills, optional receipts and fees, warranty-style records, image attachments, and similar entries. The app is an awareness and organization tool.

The app is not a bank, lender, insurer, utility provider, investment adviser, accountant, tax adviser, or legal adviser. It does not connect to your financial institutions, verify charges with providers, or guarantee that any bill or subscription can be paid, disputed, changed, or cancelled on any particular date.

Totals, “monthly equivalent” values, projections, categories, and reminders are approximate outputs based on data you provide and on app logic.

3. Eligibility and account

You must be able to form a binding contract in your jurisdiction, or have a parent or guardian’s permission where required. If you use email/password or other sign-in, you must provide accurate information and keep credentials secure. You are responsible for all activity on your account. Notify us immediately at contact@asetral.com if you suspect unauthorized access. We may suspend or terminate accounts for breach of these Terms, fraud, abuse, or legal compliance.

4. User content and license from you

You retain ownership of data and files you input or attach. You grant us a non-exclusive, worldwide, royalty-free license to host, process, copy, transmit, and display your user content as reasonably necessary to operate the app and optional cloud services (including sync, storage, security monitoring, and backups) and to comply with law.

You represent that you have the rights to submit your content and that it does not violate applicable law or third-party rights. We may remove or restrict content where required by law, platform policy, or these Terms.

The license ends when you delete the content or close your account, except where retention is required for legal, security, or limited backup purposes.

5. Our intellectual property

The app, trade dress, branding, and related materials (excluding your data and third-party elements) are owned by us and our licensors. We grant you a personal, non-transferable, non-sublicensable, revocable license to install and use the app in object-code form as permitted by the applicable app store and these Terms. You may not reverse engineer, decompile, scrape, or attempt to extract source code except where mandatory law allows.

6. Acceptable use

You will not: (a) violate law; (b) attack, disrupt, or attempt to gain unauthorized access to the app or related infrastructure; (c) upload unlawful, harassing, defamatory, or infringing content; (d) distribute malware; (e) send spam or misleading communications; (f) resell or redistribute the app without authorization; (g) run automated interactions that degrade service without our written consent.

7. Third-party services

The app integrates or may display third-party services (e.g. Google Firebase, AdMob, identity providers). Your use is also subject to their terms and privacy policies. We are not responsible for third-party failures.

8. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE APP AND ANY RELATED CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT UNINTERRUPTED, ERROR-FREE, OR SECURE OPERATION OR THAT INFORMATION WILL ALWAYS BE AVAILABLE OR ACCURATE. YOU ARE RESPONSIBLE FOR FINANCIAL, TAX, AND CONTRACT DECISIONS; USE OF THE APP IS AT YOUR SOLE RISK.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, GOODWILL, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO THE APP, EVEN IF ADVISED OF THE POSSIBILITY. OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE APP IN ANY TWELVE-MONTH PERIOD IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE APP IN THAT PERIOD (IF ANY) OR (B) ONE HUNDRED (100) UNITS OF THE CURRENCY APPLICABLE IN YOUR JURISDICTION. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES OUR LIABILITY IS LIMITED TO THE MINIMUM EXTENT PERMITTED BY LAW.

10. Indemnity

You will defend, indemnify, and hold harmless Asetral and its personnel from claims, damages, losses, and reasonable professional fees arising from your use of the app, your content, or your violation of these Terms or third-party rights, except to the extent finally determined to result from our intentional misconduct. If indemnity is unenforceable in your jurisdiction, it applies only to the maximum extent permitted.

11. Dispute resolution, governing law, and class actions

Unless mandatory consumer law in your country provides otherwise, these Terms are governed by the laws of the Republic of Türkiye, without regard to conflict-of-law principles. Subject to non-waivable rights, exclusive jurisdiction lies with the courts located in Türkiye. If your local law requires disputes to be heard in your country of residence, that requirement prevails. Class-wide relief is waived to the fullest extent permissible; otherwise it does not apply.

12. Termination and suspension

You may stop using the app at any time and delete local copies from your devices. We may suspend or discontinue features or terminate access where necessary for legal, security, or operational reasons. Provisions intended to survive (including disclaimers, limitations, indemnities, governing law where permitted) survive termination.

13. App store; purchases

If you obtain the app through Apple App Store or Google Play, those platforms are not parties to these Terms aside from administering distribution. Additional platform rules—including payments and refunds—apply. If premium features become available through in-app purchases, those transactions are governed by the applicable store’s checkout terms.

14. Changes to these Terms

We may modify these Terms. We will revise the publication date appearing with these Terms and, where materially required under law or store rules, provide further notice inside the app or through distribution channels. If you disagree with an update, stop using the app and uninstall copies from your devices.

15. General

If any provision is unenforceable, the remainder stays in effect. Failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. These Terms, together with the Privacy Policy, constitute the entire agreement regarding the app. Section titles are for convenience only.

Contact: contact@asetral.com

Last updated: 1 May 2026